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Showing posts from January, 2022

What is the procedure for filing a car insurance claim?

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Claim is a process in which we file a request to the Car insurance company to compensate for the damage that has occurred with us. The insurer is liable to compensate for the damage. The process for filing the claim are: - Ø Inform the insurance Company Ø Capture the photos Ø Take your vehicle to the nearest garage Ø If require file FIR Ø Submit the required document Ø Car repair Inform the Insurance Company It is very important to inform the insurance company immediately. According to IRDAI, it is customer liability to inform the insurance company as soon as possible. Capture the photos If you are in an okay condition take some photos of your vehicle for proof. This photo can help you at the time of claim. Take your vehicle to the nearest garage If your vehicle is not in a condition to move, then use a crane service to lift your vehicle to the nearest garage (it’s a suggestion that the selection of the garage should be authorized by the insurance company). A ...

How useful is personal accident insurance for you?

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Life is so uncertain that you can't predict what it will show in the next second. Therefore, it is necessary to secure your life before it's too late because an accident can occur at any time without any warning. And, it can leave a significant impact on the mind, body and finances. Hence, it is very important to purchase personal accident insurance to protect yourself and your family from such a situation.     How useful it is to buy personal accident insurance - To get financial assistance for you and your family, personal accident insurance is useful is important for people in the event of an accident that leads to bodily injury, temporary total disability, permanent total disability permanent partial disability and death. Where in case of accidental death and permanent partial disability, the insurance company will pay 100%. And, for other disabilities insurers pay compensation accordingly.    Let's see some of the facts about accidents in India – Mo...

What is the process to measure the total loss of a car?

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Total loss is basically when the cost of repair exceeds the cost of car worth or price. Also, the total loss can occur in two situations that is car theft or car accident leads to complete damage and is of no use. You follow traffic rule which works in accordance with the motor vehicle act, 1988. Car Insurance   And, ''if a motor vehicle has been destroyed or has been rendered permanently incapable of use, the owner shall, within fourteen days, report the fact to the registering authority.'' says 55 of the Motor Vehicle Act. After your car is declared as a total loss, you must inform the Regional Transport Office (RTO) within 14 days where you should submit your registration card so that your card gets cancelled. It is to understand that if any vehicle gets damages more than 75% of the insured declared value then it falls in the category of total loss. IDV or insured declared value is the current market value of the car.    In case of a total loss, you get compen...

5 Things to consider while learning car driving

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There are a lot of things you need to keep in mind while learning how to drive. Here we are going to give you 5 important tips that you should consider while learning car driving- Car Insurance Online 1 Know your car first: It is important to understand your car from the overall sides, parts and its functioning mainly. You must how to call each body part and what is their function and how to operate. If you don't know that basic thing, your car learning would be incomplete. 2 Check your seating position: It is very important to sit straight, with your back according to the car's seat design. Make sure you feel comfortable and not uneasy. Lack of comfort and control can increase the probability of accidents. So, keep this another very important tip for you. 3 Focus: Don't distract yourself from your surroundings while driving. Because distraction can lead to accidents. Be attentive once you are ...

Car Insurance Online

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Are you interested In Online car insurance ? So you can choose Shriram General Insurance this company's vision is to provide perfect insurance services to the ''Aam Admi'' and achieve the highest satisfaction. Company Name:- Shriram General Insurance Address:-    E-8, EPIP, RIICO Industrial Area, Sitapura,  Pin code:- 302022 City:- Jaipur State:- Rajasthan Country:- India Email:- online.insurance@shriramgi.com  Website:- https://www.shriramgi.com Contact :- 1800-300-30000/1800-103-3009