Know Everything about Personal Accident Insurance

An accident can bring devastating results, not only to the victim but also to his/her family. Accidents can change the lifestyle of your family. An accident can be of any type, one can be hit by another vehicle, or while playing any sports one can hit, etc. are some of the types of an accident. Accident has different faces, but the results are always the same, they alter the way of living life.  It affects the victim and his family physically, financially, morally, emotionally, and in many more ways. Here comes the Personal Accident Insurance, this policy will assist you at the time of an accident. With Motor Insurance you must buy Compulsory Personal Accident Insurance.


Personal Accident Insurance is the policy that insure your safety from all types of accidents. Under this policy, the insurance company will compensate you for the medical bills or for physical injury. Types of compensation covered: -

·         Accidental Death

·         Permanent Total Disability

·         Permanent partial Disability

·         Temporary Total Disability  



An insurance plan will provide you with many benefits some of them are: -

·         It can be taken as an individual or can be taken for the whole family as a family floater.

·         The policy is covered worldwide. Insured is not bounded for the location.

·         No medical tests are done to insure you, as in health insurance.

·         Medial allowances are provided

·         Ambulance allowances are provided

·         100% sum insured is given in case of accidental death

·         Claim processes are simple and easy.



The insurance policy provides you with financial and mental support. So you must have a personal accident insurance policy.

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