Shriram General Insurance

A home is a place where we find peace, where we relax, where our family live. A home is one of the best pieces of architecture in our life. A sweet home is everyone’s dream but is your dream home safe and secure? You know that many events can affect your dream place, that can make your home demolish. But there is a way by which you can secure your home, that is known as home insurance . Home insurance is the policy that gives you security for your home. The insurer provides you with the protection of your home against perils that can cause destruction to your home and its components. Home insurance seems to be normal, but this is a policy one must have to safeguard their property and their belongings. Now the question arises how to find suitable and affordable home insurance? The things that one should focus on before purchasing home insurance are: - •                      One ...

In 2022, we are observing an immersive hike in crude oil. Shortage of oil, manipulating of oil prices by OPEC+ countries, greenhouse gases effect and many more factors are affecting the price of crude oil. These factors are promoting the demand for alternate options in the market. The alternate which does not harm the environment, which is easily available, affordable and easy to transport. Therefore, we have come up with the electric vehicle. These vehicles are environmentally friendly, budget-friendly, affordable and easy to transport. Now the question arises, should we insure an electric vehicle? What will be the procedure to insure an electric vehicle? Procedure for Electric Car Insurance For filing Electric car insurance , one has to visit the insurance company or visit the insurer’s website. Enter the details of the vehicle and in the end, you will get a quotation if you are satisfied with that then proceed with the payment. What is the difference between normal car insu...

An accident can bring devastating results, not only to the victim but also to his/her family. Accidents can change the lifestyle of your family. An accident can be of any type, one can be hit by another vehicle, or while playing any sports one can hit, etc. are some of the types of an accident. Accident has different faces, but the results are always the same, they alter the way of living life.  It affects the victim and his family physically, financially, morally, emotionally, and in many more ways. Here comes the Personal Accident Insurance , this policy will assist you at the time of an accident. With Motor Insurance you must buy Compulsory Personal Accident Insurance. Personal Accident Insurance is the policy that insure your safety from all types of accidents. Under this policy, the insurance company will compensate you for the medical bills or for physical injury. Types of compensation covered: - ·          Accidental Death ·  ...

Insuring a two-wheeler has many options. You can insure your two-wheeler online, through an agent, by visiting directly to the insurance company, or you can call an insurance company for the policy. These are some of the majorly used processes that can be used for insuring a two-wheeler. For online two-wheeler insurance, you have to simply follow a few steps: - ·      Visit the respected website – Simply visit the website of the insurance company. Search for the two-wheeler insurance page and enter the details. ·       Quotation – You will have a quotation regarding the insurance if it satisfies your condition then proceed with the payment, if not then visit for the next company These are the two simple steps by which you can file for two-wheelerinsurance . The two-wheeler is one of the most commonly used vehicles in the country of 1.3 billion people, therefore this become one of the wide insurances. There are some benefits of insuring two-whee...

 Nil Depreciation is an Add-on feature that is provided by the insurer in the comprehensive insurance policy. An Add-ons are an additional feature that can be opted for by the customer as per the requirement. These are not an actual part of the comprehensive insurance policy. Nil Depreciation is the feature under a car insurance policy whereby the insurer becomes liable to compensate 100% of the damage caused to the vehicle beyond the IDV value. IDV is the Insured Declared Value of any vehicle, which is derived by the policyholder and insurer. IDV means the exact value of the vehicle in the market. In a normal insurance policy, the insurer deducts the IDV value from the total payable amount and then the bill is passed. But in case of nil deprecation, the insurer will pay for the total amount of the bill. Factors that are considered in Nil Deprecation Age of the Vehicle: - The nil deprecation is only offered till 5 years of the vehicle. It means that if the vehicle has more ...